Unlocking Homes, Crafting Dreams.

Dive into Ownership, 
Embrace Freedom

At Pool Financial Group, we help you plunge into homeownership and
embrace the true essence of financial freedom.
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Pool Financial Group LLC/ about

Welcome to Pool Financial Group, LLC!

Welcome to Pool Financial Group, where we're dedicated to making your homeownership dreams a reality. With over a decade of experience in the mortgage lending industry, we have fostered strong relationships with various lenders, offering a wide range of lending options to suit your needs. We've got you covered, from conventional, VA, FHA, and USDA to construction, jumbo loans, and refinancing.

At Pool Financial Group, we understand that your home is more than just a dwelling; it reflects your aspirations and is a cornerstone of your life's journey. Our commitment extends beyond traditional lending. We pride ourselves on pioneering no-appraisal cash-out refinancing, allowing you to leverage your home's equity without the hassle of an appraisal. Our personalized approach begins with pre-qualification letters and borrower consultations, ensuring we match you with the best mortgage option tailored to your unique circumstances. Contact us today, and let's embark on this exciting venture together, turning your homeownership dreams into cherished realities.

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OUR EXPERIENCE

We are committed to helping you find the best mortgage for your needs. Our years of experience in this industry give us a competitive edge that no other broker has access to!

Experienced 
professionals

We are committed to helping you find the best mortgage for your needs.

Residential 
mortgages

We work with several reputable mortgage companies to provide you with the best mortgage solution.

Get the right 
mortgage

We ensure our clients have the details they need to get a mortgage that fits their requirements.

Always available 
to help

We'll always be ready for whatever comes up so that you can feel at ease with us on your side.
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Mortgage Loans That Fit Your Life

We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

Pool Financial Group - Jacksonville

Client Reviews

  • Working with Scott has been an absolute pleasure, and I couldn't be more impressed with dedication, knowledge and expertise. I have worked with Scott on multiple transactions and he always goes above and beyond to ensure that my clients have a smooth and successful transaction.

    Kelly Testa

  • The process was easy, fast and Scott took the time to ensure we understood everything throughout the process. We would recommend Pool Financial Group

    Terry M Barnes

  • Scott was instrumental in helping my out of state buyers with their financing to purchase their new home. He was able to obtain a great rate and we closed in 2 weeks! He was helpful in consistently communicating where we were in the process and we were cleared to close in days! Highly recommend Scott!

    S Baer

  • Scott is absolutely fabulous with dealing with difficult situation and finding solutions. My clients transaction got a bit messy. We had to change loan types a couple weeks into it…Scott found a solution, assured all parties it was going to work out and it did and actually ahead of schedule!

    Amanda Davis

  • I would give Pool Financial Group and Scott 10 stars if i could but 5 stars will have to suffice.
    Scott worked really hard to help facilitate the right loan for my son. He was even able to save my son $108,000 over 30 years with a rate reduction! It doesn’t get any better. Scott is a combat veteran a professional, a really good human that i feel good about recommending.

    Bill Gates

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Our Blogs

September 12, 2025
How to Improve DSCR Ratios to Qualify for Bigger Loans!

For investors, lenders often look at DSCR, how well a property’s income covers its loan payment. In simple words: the higher the cushion, the stronger the deal. Here are clear, real‑world ways to lift that number and open the door to larger loans. 1. Know your number DSCR compares yearly rental income (after basic costs […]

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September 8, 2025
Tips on How to Save More by Choosing the Right Loan Program!

The “cheapest rate” is not always the lowest cost. The best savings come from matching your loan to your life plan. Use these simple tips to find a program that protects your budget today and over time. Start with your timeline How long will you keep the home? If you plan to move or refinance […]

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September 5, 2025
What New Homeowners Often Forget to Do After Moving In!

Boxes get unpacked. The couch is in place. But a few small steps after move‑in can save money, protect your home and lower stress. Here is a simple checklist many new owners miss and how to knock it out fast. 1. Change the locks You do not know who still has a key. Swap door […]

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Inquire Now

Meet our loan officers and let us know your goals. We’ll request the necessary paperwork to jump start your application process.
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Learn About Your Options

We evaluate your qualifications and make sure you’re getting the best deals whether you’re refinancing or buying a new home.
Services

Get Approved and Close

We’ll begin the loan or refinance process and move towards closing in 14 days or less.
Apply Now

Pool Financial Group, LLC!

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.

PHONE

(904) 651-9608

E-MAIL

Scott@PoolFG.com

ADDRESS

4320 Deerwood Lake Pkwy
Ste 101-222 Jacksonville, FL 32216

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